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Briefly About Loans & Mortgages
Commodity loan form involves the transfer of a temporary use specific things, certain generic characteristics. This form historically existed before the advent of monetary relations. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. For example, if the Bank unilaterally amended the contract. Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. Base this can be a violation of one of the parties to the contract. However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. To accept the inheritance is given a fixed term – 6 months. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. However, if the Bank is not going to meet you have to go to court. For example, a borrower wants to take a Bank of 100 thousand rubles. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. You can, for example, can I refinancing your loan. That is, the borrower will have to pay 10 Grand to get funds.
Cash loan form involves the transfer for temporary use of a specified amount of money. This form of credit is actively used by all subjects of economic relations (government, enterprises, individuals) within the country and foreign economic turnover. Cash loan no equivalent commodity-money exchange, and is the transmission cost for temporary use on condition of repayment over time and, as a rule, the payment of interest for the use of her.
Cash is the predominant form in modern conditions of economy. So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves.. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period.
- Commodity loan
- Cash loan
- Mixed form of a loan
Credit plays an important role in the regulation of the magnitude of the funds required for the Commission of economic activity. Thanks to the loan enterprises have at any time such amount of cash that is required for normal operation.